/* ==========================================================================
   DevoMahesh Financial Consultancy Pvt. Ltd.
   Custom stylesheet — no external framework required.
   ========================================================================== */

:root {
    --red: #c8102e;
    --red-dark: #9d0b23;
    --red-light: #ef3a56;
    --red-soft: #fdf1f3;
    --ink: #0f172a;
    --ink-2: #1e293b;
    --body: #4b5563;
    --muted: #6b7280;
    --line: #e5e7eb;
    --bg: #ffffff;
    --bg-soft: #f7f8fa;
    --gold: #b8860b;
    --green: #0f9d58;

    --radius-sm: 8px;
    --radius: 14px;
    --radius-lg: 22px;
    --shadow-sm: 0 1px 2px rgba(15, 23, 42, .06), 0 1px 3px rgba(15, 23, 42, .05);
    --shadow: 0 6px 20px rgba(15, 23, 42, .08);
    --shadow-lg: 0 20px 50px rgba(15, 23, 42, .12);
    --container: 1180px;
    --font: 'Plus Jakarta Sans', 'Segoe UI', system-ui, -apple-system, sans-serif;
    --font-hi: 'Noto Sans Devanagari', 'Nirmala UI', var(--font);
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
    margin: 0;
    font-family: var(--font);
    font-size: 16px;
    line-height: 1.7;
    color: var(--body);
    background: var(--bg);
    overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--red); text-decoration: none; transition: color .2s ease; }
a:hover { color: var(--red-dark); }
svg { width: 1em; height: 1em; fill: currentColor; }

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font);
    color: var(--ink);
    margin: 0 0 .6em;
    line-height: 1.22;
    font-weight: 800;
    letter-spacing: -.02em;
}
h1 { font-size: clamp(2rem, 4.6vw, 3.25rem); }
h2 { font-size: clamp(1.6rem, 3.2vw, 2.35rem); }
h3 { font-size: clamp(1.2rem, 2.2vw, 1.5rem); }
h4 { font-size: 1.15rem; }
h5 { font-size: 1.02rem; font-weight: 700; }
p { margin: 0 0 1rem; }
ul, ol { margin: 0 0 1rem; padding-left: 1.15rem; }

.hi { font-family: var(--font-hi); }

.skip-link {
    position: absolute; left: -9999px; top: 0; z-index: 999;
    background: var(--red); color: #fff; padding: 10px 18px; border-radius: 0 0 8px 0;
}
.skip-link:focus { left: 0; color: #fff; }

:focus-visible { outline: 3px solid rgba(200, 16, 46, .45); outline-offset: 2px; }

.container {
    width: 100%;
    max-width: var(--container);
    margin-inline: auto;
    padding-inline: 20px;
}

/* ---------------------------------------------------------------- buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: .5rem;
    padding: 13px 26px;
    border: 1px solid transparent;
    border-radius: 999px;
    font-weight: 700;
    font-size: .95rem;
    line-height: 1;
    cursor: pointer;
    transition: transform .18s ease, box-shadow .18s ease, background .18s ease, color .18s ease, border-color .18s ease;
    white-space: nowrap;
}
.btn svg { width: 1.1em; height: 1.1em; }
.btn--primary { background: var(--red); color: #fff; box-shadow: 0 8px 20px rgba(200, 16, 46, .25); }
.btn--primary:hover { background: var(--red-dark); color: #fff; transform: translateY(-2px); box-shadow: 0 12px 26px rgba(200, 16, 46, .32); }
.btn--outline { background: transparent; color: var(--ink); border-color: var(--line); }
.btn--outline:hover { border-color: var(--red); color: var(--red); transform: translateY(-2px); }
.btn--light { background: #fff; color: var(--red); }
.btn--light:hover { background: #fff; color: var(--red-dark); transform: translateY(-2px); }
.btn--ghost-light { background: rgba(255, 255, 255, .12); color: #fff; border-color: rgba(255, 255, 255, .35); }
.btn--ghost-light:hover { background: rgba(255, 255, 255, .22); color: #fff; transform: translateY(-2px); }
.btn--lg { padding: 16px 34px; font-size: 1rem; }
.btn--block { width: 100%; }

/* ---------------------------------------------------------------- topbar */
.topbar {
    background: var(--ink);
    color: rgba(255, 255, 255, .72);
    font-size: .82rem;
}
.topbar__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    min-height: 42px;
    flex-wrap: wrap;
}
.topbar ul { list-style: none; margin: 0; padding: 0; display: flex; gap: 22px; flex-wrap: wrap; }
.topbar li { display: flex; align-items: center; gap: 7px; }
.topbar svg { width: 14px; height: 14px; color: var(--red-light); flex: none; }
.topbar a { color: rgba(255, 255, 255, .82); display: inline-flex; align-items: center; gap: 7px; }
.topbar a:hover { color: #fff; }

/* ---------------------------------------------------------------- header */
.site-header {
    position: sticky;
    top: 0;
    z-index: 120;
    background: #fff;
    border-bottom: 1px solid var(--line);
    transition: box-shadow .25s ease;
}
.site-header.is-stuck { box-shadow: 0 6px 24px rgba(15, 23, 42, .09); }
.site-header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    min-height: 82px;
}

.brand { display: flex; align-items: center; gap: 12px; color: var(--ink); flex: none; }
.brand:hover { color: var(--ink); }
.brand__logo { width: 56px; height: 56px; object-fit: contain; border-radius: 50%; }
.brand__mark {
    width: 54px; height: 54px; border-radius: 50%;
    background: var(--red); color: #fff;
    display: grid; place-items: center;
    font-weight: 800; font-size: 1.25rem; letter-spacing: .02em;
    border: 3px solid #fff; box-shadow: 0 0 0 2px var(--red);
    flex: none;
}
.brand__text { display: flex; flex-direction: column; line-height: 1.15; }
.brand__text strong { font-size: 1.3rem; font-weight: 800; color: var(--ink); letter-spacing: -.02em; }
.brand__text strong span { color: var(--red); }
.brand__text small { font-size: .7rem; text-transform: uppercase; letter-spacing: .12em; color: var(--muted); font-weight: 600; }

.mainnav__list { list-style: none; display: flex; align-items: center; gap: 4px; margin: 0; padding: 0; }
.mainnav__list > li { position: relative; }
.mainnav__list > li > a {
    display: flex; align-items: center; gap: 4px;
    padding: 12px 14px;
    color: var(--ink-2);
    font-weight: 600;
    font-size: .95rem;
    border-radius: var(--radius-sm);
}
.mainnav__list > li > a:hover { color: var(--red); background: var(--red-soft); }
.mainnav__list > li.is-active > a { color: var(--red); }
.mainnav .caret { width: 16px; height: 16px; opacity: .6; }
.mainnav__close { display: none; }
.mainnav__cta-mobile { display: none; }

.dropdown {
    position: absolute;
    top: calc(100% + 6px); left: 0;
    min-width: 210px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow-lg);
    list-style: none; margin: 0; padding: 8px;
    opacity: 0; visibility: hidden; transform: translateY(8px);
    transition: all .2s ease;
    z-index: 20;
}
.has-dropdown:hover > .dropdown,
.has-dropdown:focus-within > .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown a { display: block; padding: 10px 14px; border-radius: 8px; color: var(--ink-2); font-weight: 500; font-size: .92rem; }
.dropdown a:hover { background: var(--red-soft); color: var(--red); }
.dropdown li.is-active > a { color: var(--red); font-weight: 700; }

.site-header__actions { display: flex; align-items: center; gap: 14px; flex: none; }
.header-call { display: flex; align-items: center; gap: 10px; color: var(--ink); }
.header-call:hover { color: var(--red); }
.header-call__icon {
    width: 42px; height: 42px; border-radius: 50%;
    background: var(--red-soft); color: var(--red);
    display: grid; place-items: center;
}
.header-call__icon svg { width: 18px; height: 18px; }
.header-call__text { display: flex; flex-direction: column; line-height: 1.2; }
.header-call__text small { font-size: .7rem; color: var(--muted); text-transform: uppercase; letter-spacing: .08em; font-weight: 600; }
.header-call__text strong { font-size: .98rem; font-weight: 700; }

.navtoggle {
    display: none;
    width: 46px; height: 42px;
    border: 1px solid var(--line); border-radius: 10px;
    background: #fff; cursor: pointer;
    flex-direction: column; align-items: center; justify-content: center; gap: 5px;
}
.navtoggle span { display: block; width: 20px; height: 2px; background: var(--ink); border-radius: 2px; transition: .25s; }
.navtoggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.navtoggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.navtoggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.nav-overlay {
    position: fixed; inset: 0;
    background: rgba(15, 23, 42, .5);
    opacity: 0; visibility: hidden; transition: .3s;
    z-index: 130;
}
.nav-overlay.is-open { opacity: 1; visibility: visible; }

/* ---------------------------------------------------------------- hero */
.hero {
    position: relative;
    background: linear-gradient(140deg, #0f172a 0%, #1a1033 45%, #6d0b1d 100%);
    color: rgba(255, 255, 255, .85);
    padding: clamp(56px, 8vw, 96px) 0 clamp(70px, 9vw, 110px);
    overflow: hidden;
}
.hero::before,
.hero::after {
    content: ''; position: absolute; border-radius: 50%; pointer-events: none;
}
.hero::before {
    width: 520px; height: 520px; right: -140px; top: -180px;
    background: radial-gradient(circle, rgba(200, 16, 46, .55), transparent 68%);
}
.hero::after {
    width: 420px; height: 420px; left: -160px; bottom: -200px;
    background: radial-gradient(circle, rgba(255, 255, 255, .1), transparent 70%);
}
.hero__grid {
    position: relative; z-index: 2;
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    gap: 56px;
    align-items: center;
}
.hero h1 { color: #fff; margin-bottom: .5em; }
.hero h1 em { font-style: normal; color: #ffb3c0; }
.hero__lead { font-size: 1.08rem; max-width: 36em; margin-bottom: 1rem; }
.hero__lead-hi { font-family: var(--font-hi); color: rgba(255, 255, 255, .72); font-size: .98rem; margin-bottom: 1.6rem; }
.hero__cta { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 32px; }
.hero__trust { display: flex; flex-wrap: wrap; gap: 10px 22px; list-style: none; padding: 0; margin: 0; font-size: .9rem; }
.hero__trust li { display: flex; align-items: center; gap: 8px; }
.hero__trust svg { width: 17px; height: 17px; color: #4ade80; flex: none; }

.eyebrow {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 7px 16px;
    border-radius: 999px;
    background: rgba(255, 255, 255, .12);
    border: 1px solid rgba(255, 255, 255, .2);
    color: #fff;
    font-size: .78rem; font-weight: 700;
    letter-spacing: .1em; text-transform: uppercase;
    margin-bottom: 22px;
}
.eyebrow--light { background: var(--red-soft); border-color: #f8d4da; color: var(--red); }

/* hero quick-quote card */
.quote-card {
    background: #fff;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    padding: 30px;
    color: var(--body);
}
.quote-card h3 { margin-bottom: 4px; }
.quote-card > p { font-size: .9rem; color: var(--muted); margin-bottom: 20px; }

/* ---------------------------------------------------------------- forms */
.field { margin-bottom: 16px; }
.field label { display: block; font-size: .85rem; font-weight: 700; color: var(--ink-2); margin-bottom: 7px; }
.field label .req { color: var(--red); }
.field input,
.field select,
.field textarea {
    width: 100%;
    padding: 12px 15px;
    border: 1px solid var(--line);
    border-radius: 10px;
    font-family: inherit;
    font-size: .95rem;
    color: var(--ink);
    background: #fff;
    transition: border-color .2s, box-shadow .2s;
}
.field textarea { min-height: 120px; resize: vertical; }
.field input:focus,
.field select:focus,
.field textarea:focus {
    outline: none;
    border-color: var(--red);
    box-shadow: 0 0 0 3px rgba(200, 16, 46, .12);
}
.field .hint { font-size: .78rem; color: var(--muted); margin-top: 5px; display: block; }
.field--error input, .field--error select, .field--error textarea { border-color: var(--red); }
.field .err { display: block; font-size: .78rem; color: var(--red); margin-top: 5px; font-weight: 600; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; }
.hp { position: absolute !important; left: -9999px !important; }

.checkline { display: flex; align-items: flex-start; gap: 10px; font-size: .85rem; color: var(--muted); margin-bottom: 18px; }
.checkline input { margin-top: 4px; flex: none; width: 16px; height: 16px; accent-color: var(--red); }

.alert {
    display: flex; gap: 12px; align-items: flex-start;
    padding: 16px 18px; border-radius: var(--radius);
    margin-bottom: 24px; font-size: .93rem;
}
.alert svg { width: 20px; height: 20px; flex: none; margin-top: 2px; }
.alert--ok { background: #ecfdf3; border: 1px solid #abefc6; color: #067647; }
.alert--err { background: var(--red-soft); border: 1px solid #f8d4da; color: var(--red-dark); }
.alert strong { display: block; }

/* ---------------------------------------------------------------- sections */
.section { padding: clamp(56px, 7vw, 92px) 0; }
.section--soft { background: var(--bg-soft); }
.section--tight { padding-top: clamp(38px, 5vw, 60px); }

.section-head { max-width: 720px; margin: 0 auto 48px; text-align: center; }
.section-head p { color: var(--muted); margin-bottom: 0; }
.section-head--left { margin-inline: 0; text-align: left; }

/* trust strip */
.trust-strip {
    position: relative; z-index: 5;
    margin-top: -46px;
}
.trust-strip__inner {
    background: #fff;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    overflow: hidden;
}
.trust-item { padding: 26px 22px; display: flex; gap: 14px; align-items: center; border-right: 1px solid var(--line); }
.trust-item:last-child { border-right: 0; }
.trust-item__icon {
    width: 46px; height: 46px; border-radius: 12px; flex: none;
    background: var(--red-soft); color: var(--red);
    display: grid; place-items: center;
}
.trust-item__icon svg { width: 22px; height: 22px; }
.trust-item strong { display: block; color: var(--ink); font-size: 1.02rem; line-height: 1.3; }
.trust-item span { font-size: .84rem; color: var(--muted); }

/* ---------------------------------------------------------------- cards */
.card-grid { display: grid; gap: 26px; }
.cols-2 { grid-template-columns: repeat(2, 1fr); }
.cols-3 { grid-template-columns: repeat(3, 1fr); }
.cols-4 { grid-template-columns: repeat(4, 1fr); }

.product-card {
    position: relative;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: 34px 30px;
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
    display: flex; flex-direction: column;
}
.product-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: transparent; }
.product-card__icon {
    width: 62px; height: 62px; border-radius: 16px;
    background: linear-gradient(135deg, var(--red), var(--red-light));
    color: #fff; display: grid; place-items: center;
    margin-bottom: 22px;
    box-shadow: 0 10px 22px rgba(200, 16, 46, .28);
}
.product-card__icon svg { width: 30px; height: 30px; }
.product-card h3 { margin-bottom: 6px; }
.product-card .hi { color: var(--muted); font-size: .92rem; margin-bottom: 14px; display: block; }
.product-card > p { flex: 1 1 auto; }
.product-meta { list-style: none; padding: 0; margin: 18px 0 22px; border-top: 1px dashed var(--line); }
.product-meta li {
    display: flex; justify-content: space-between; gap: 12px;
    padding: 9px 0; border-bottom: 1px dashed var(--line);
    font-size: .89rem;
}
.product-meta span { color: var(--muted); }
.product-meta strong { color: var(--ink); }

.feature-card {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 28px 24px;
    transition: transform .25s ease, box-shadow .25s ease;
}
.feature-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.feature-card__icon {
    width: 50px; height: 50px; border-radius: 14px;
    background: var(--red-soft); color: var(--red);
    display: grid; place-items: center; margin-bottom: 18px;
}
.feature-card__icon svg { width: 24px; height: 24px; }
.feature-card h4 { margin-bottom: 8px; }
.feature-card p { font-size: .92rem; margin-bottom: 0; }

/* process steps */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: step; position: relative; }
.step {
    position: relative;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 30px 24px 26px;
}
.step__num {
    position: absolute; top: -20px; left: 24px;
    width: 44px; height: 44px; border-radius: 50%;
    background: var(--ink); color: #fff;
    display: grid; place-items: center;
    font-weight: 800; font-size: 1rem;
    border: 4px solid var(--bg-soft);
}
.step:hover .step__num { background: var(--red); }
.step h4 { margin: 12px 0 8px; }
.step p { font-size: .91rem; margin-bottom: 0; }

/* split content */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.split--wide-left { grid-template-columns: 1.15fr .85fr; }
.checklist { list-style: none; padding: 0; margin: 0 0 26px; }
.checklist li { display: flex; gap: 12px; align-items: flex-start; padding: 9px 0; font-size: .96rem; }
.checklist svg { width: 20px; height: 20px; flex: none; color: var(--green); margin-top: 3px; }
.checklist strong { color: var(--ink); }

.stat-panel {
    background: linear-gradient(150deg, var(--ink) 0%, #3d0d1c 100%);
    border-radius: var(--radius-lg);
    padding: 40px 36px;
    color: rgba(255, 255, 255, .78);
}
.stat-panel h3 { color: #fff; }
.stat-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; margin-top: 26px; }
.stat { border-left: 3px solid var(--red); padding-left: 16px; }
.stat b { display: block; font-size: 2rem; color: #fff; font-weight: 800; line-height: 1.1; }
.stat span { font-size: .85rem; }

/* calculator */
.calc {
    display: grid;
    grid-template-columns: 1.1fr .9fr;
    gap: 0;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow);
}
.calc__inputs { padding: 38px 36px; }
.calc__result {
    padding: 38px 36px;
    background: linear-gradient(155deg, var(--ink) 0%, #4a0f21 100%);
    color: rgba(255, 255, 255, .8);
}
.calc__result h4 { color: #fff; font-size: .82rem; text-transform: uppercase; letter-spacing: .12em; margin-bottom: 6px; }
.calc__emi { font-size: clamp(2.1rem, 4vw, 2.9rem); font-weight: 800; color: #fff; line-height: 1.1; margin-bottom: 4px; }
.calc__emi-note { font-size: .85rem; margin-bottom: 26px; }
.calc__breakdown { list-style: none; padding: 0; margin: 0 0 26px; }
.calc__breakdown li {
    display: flex; justify-content: space-between; gap: 12px;
    padding: 12px 0; border-bottom: 1px solid rgba(255, 255, 255, .12);
    font-size: .92rem;
}
.calc__breakdown b { color: #fff; font-weight: 700; }
.slider-head { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 10px; gap: 12px; }
.slider-head label { font-weight: 700; color: var(--ink-2); font-size: .9rem; margin: 0; }
.slider-head output { font-weight: 800; color: var(--red); font-size: 1.05rem; }
.slider-group { margin-bottom: 28px; }
input[type="range"] {
    width: 100%; height: 6px; border-radius: 4px; appearance: none;
    background: var(--line); cursor: pointer;
}
input[type="range"]::-webkit-slider-thumb {
    appearance: none; width: 22px; height: 22px; border-radius: 50%;
    background: var(--red); border: 4px solid #fff;
    box-shadow: 0 2px 8px rgba(200, 16, 46, .45);
}
input[type="range"]::-moz-range-thumb {
    width: 22px; height: 22px; border-radius: 50%;
    background: var(--red); border: 4px solid #fff;
    box-shadow: 0 2px 8px rgba(200, 16, 46, .45);
}
.slider-scale { display: flex; justify-content: space-between; font-size: .76rem; color: var(--muted); margin-top: 6px; }
.seg { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 26px; }
.seg input { position: absolute; opacity: 0; pointer-events: none; }
.seg label {
    padding: 9px 18px; border: 1px solid var(--line); border-radius: 999px;
    font-size: .88rem; font-weight: 600; color: var(--ink-2); cursor: pointer;
    transition: .2s; margin: 0;
}
.seg input:checked + label { background: var(--red); border-color: var(--red); color: #fff; }
.seg input:focus-visible + label { outline: 3px solid rgba(200, 16, 46, .45); outline-offset: 2px; }

/* testimonials */
.quote-box {
    background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
    padding: 32px 30px; position: relative;
    transition: transform .25s ease, box-shadow .25s ease;
}
.quote-box:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.quote-box__mark { font-size: 3.4rem; line-height: 1; color: var(--red); opacity: .18; font-weight: 800; }
.quote-box p { font-size: .96rem; font-style: italic; }
.quote-by { display: flex; align-items: center; gap: 13px; margin-top: 20px; padding-top: 20px; border-top: 1px solid var(--line); }
.quote-by__av {
    width: 46px; height: 46px; border-radius: 50%; flex: none;
    background: var(--red-soft); color: var(--red);
    display: grid; place-items: center; font-weight: 800;
}
.quote-by strong { display: block; color: var(--ink); font-size: .95rem; }
.quote-by span { font-size: .82rem; color: var(--muted); }
.stars { color: #f59e0b; font-size: .9rem; letter-spacing: 2px; margin-bottom: 10px; }

/* accordion */
.accordion { max-width: 860px; margin-inline: auto; }
.acc-item { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); margin-bottom: 14px; overflow: hidden; }
.acc-item.is-open { border-color: var(--red); box-shadow: var(--shadow-sm); }
.acc-btn {
    width: 100%; text-align: left; background: none; border: 0;
    padding: 20px 56px 20px 24px;
    font-family: inherit; font-size: 1rem; font-weight: 700; color: var(--ink);
    cursor: pointer; position: relative; line-height: 1.5;
}
.acc-btn::after {
    content: '+'; position: absolute; right: 22px; top: 50%; transform: translateY(-50%);
    width: 28px; height: 28px; border-radius: 50%;
    background: var(--red-soft); color: var(--red);
    display: grid; place-items: center; font-size: 1.2rem; font-weight: 700;
    transition: .25s;
}
.acc-item.is-open .acc-btn::after { content: '\2013'; background: var(--red); color: #fff; }
.acc-panel { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.acc-panel > div { padding: 0 24px 22px; color: var(--body); font-size: .95rem; }

/* CTA band */
.cta-band {
    background: linear-gradient(120deg, var(--red) 0%, #8c0c20 100%);
    color: rgba(255, 255, 255, .9);
    border-radius: var(--radius-lg);
    padding: clamp(34px, 5vw, 52px);
    display: flex; align-items: center; justify-content: space-between;
    gap: 32px; flex-wrap: wrap;
    position: relative; overflow: hidden;
}
.cta-band::after {
    content: ''; position: absolute; right: -80px; top: -80px;
    width: 280px; height: 280px; border-radius: 50%;
    background: rgba(255, 255, 255, .08);
}
.cta-band__text { position: relative; z-index: 2; max-width: 620px; }
.cta-band h2 { color: #fff; margin-bottom: .35em; }
.cta-band p { margin-bottom: 0; }
.cta-band__actions { position: relative; z-index: 2; display: flex; gap: 14px; flex-wrap: wrap; }

/* page banner */
.page-banner {
    background: linear-gradient(135deg, #0f172a 0%, #2a0f1e 55%, #6d0b1d 100%);
    color: rgba(255, 255, 255, .8);
    padding: clamp(44px, 6vw, 76px) 0;
    position: relative; overflow: hidden;
}
.page-banner::after {
    content: ''; position: absolute; right: -120px; top: -120px;
    width: 380px; height: 380px; border-radius: 50%;
    background: radial-gradient(circle, rgba(200, 16, 46, .5), transparent 70%);
}
.page-banner__inner { position: relative; z-index: 2; }
.page-banner h1 { color: #fff; margin-bottom: .3em; }
.page-banner p { max-width: 44em; margin-bottom: 0; }
.crumbs { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; padding: 0; margin: 0 0 16px; font-size: .85rem; }
.crumbs a { color: rgba(255, 255, 255, .7); }
.crumbs a:hover { color: #fff; }
.crumbs li + li::before { content: '/'; margin-right: 8px; opacity: .5; }

/* prose blocks */
.prose { max-width: 820px; }
.prose h2 { margin-top: 2em; }
.prose h3 { margin-top: 1.6em; }
.prose ul li { margin-bottom: .5em; }
.prose table { width: 100%; border-collapse: collapse; margin: 1.4em 0; font-size: .93rem; }
.prose th, .prose td { border: 1px solid var(--line); padding: 12px 14px; text-align: left; }
.prose th { background: var(--bg-soft); color: var(--ink); font-weight: 700; }

.table-wrap { overflow-x: auto; margin: 1.4em 0; }
.data-table { width: 100%; border-collapse: collapse; font-size: .93rem; min-width: 560px; background: #fff; }
.data-table th, .data-table td { border: 1px solid var(--line); padding: 13px 16px; text-align: left; }
.data-table th { background: var(--ink); color: #fff; font-weight: 700; }
.data-table tbody tr:nth-child(even) { background: var(--bg-soft); }

.info-box {
    background: var(--red-soft); border-left: 4px solid var(--red);
    border-radius: 0 var(--radius) var(--radius) 0;
    padding: 20px 24px; margin: 26px 0; font-size: .94rem;
}
.info-box p:last-child { margin-bottom: 0; }

/* contact */
.contact-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 44px; align-items: start; }
.contact-card {
    background: #fff; border: 1px solid var(--line);
    border-radius: var(--radius-lg); padding: 32px 30px;
}
.contact-list { list-style: none; padding: 0; margin: 0; }
.contact-list li { display: flex; gap: 16px; padding: 18px 0; border-bottom: 1px solid var(--line); }
.contact-list li:last-child { border-bottom: 0; padding-bottom: 0; }
.contact-list__icon {
    width: 44px; height: 44px; border-radius: 12px; flex: none;
    background: var(--red-soft); color: var(--red);
    display: grid; place-items: center;
}
.contact-list__icon svg { width: 20px; height: 20px; }
.contact-list strong { display: block; color: var(--ink); font-size: .95rem; margin-bottom: 2px; }
.contact-list span, .contact-list a { font-size: .92rem; color: var(--body); }
.map-frame { border: 0; width: 100%; height: 380px; border-radius: var(--radius-lg); display: block; }

/* ---------------------------------------------------------------- footer */
.site-footer {
    background: var(--ink);
    color: rgba(255, 255, 255, .62);
    padding: clamp(50px, 6vw, 76px) 0 28px;
    font-size: .92rem;
}
.footer-grid { display: grid; grid-template-columns: 1.7fr 1fr 1fr 1.5fr; gap: 44px; }
.brand--footer { margin-bottom: 20px; }
.brand--footer .brand__text strong { color: #fff; }
.brand--footer .brand__text small { color: rgba(255, 255, 255, .5); }
.brand--footer:hover { color: #fff; }
.site-footer h5 { color: #fff; margin-bottom: 20px; position: relative; padding-bottom: 12px; }
.site-footer h5::after {
    content: ''; position: absolute; left: 0; bottom: 0;
    width: 32px; height: 3px; background: var(--red); border-radius: 2px;
}
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: 11px; }
.footer-links a { color: rgba(255, 255, 255, .62); }
.footer-links a:hover { color: #fff; padding-left: 4px; }
.footer-contact { list-style: none; padding: 0; margin: 0; }
.footer-contact li { display: flex; gap: 12px; margin-bottom: 16px; line-height: 1.6; }
.footer-contact svg { width: 17px; height: 17px; color: var(--red-light); flex: none; margin-top: 4px; }
.footer-contact a { color: rgba(255, 255, 255, .62); }
.footer-contact a:hover { color: #fff; }
.footer-contact em { font-style: normal; font-size: .82rem; color: rgba(255, 255, 255, .42); }
.footer-reg { font-size: .84rem; color: rgba(255, 255, 255, .5); }
.footer-reg strong { color: rgba(255, 255, 255, .8); }
.social { list-style: none; display: flex; gap: 10px; padding: 0; margin: 18px 0 0; }
.social a {
    width: 38px; height: 38px; border-radius: 50%;
    background: rgba(255, 255, 255, .08); color: rgba(255, 255, 255, .8);
    display: grid; place-items: center; transition: .2s;
}
.social a:hover { background: var(--red); color: #fff; transform: translateY(-3px); }
.social svg { width: 17px; height: 17px; }
.footer-disclaimer {
    margin-top: 46px; padding: 20px 24px;
    background: rgba(255, 255, 255, .04);
    border-radius: var(--radius);
    font-size: .82rem; line-height: 1.75; color: rgba(255, 255, 255, .55);
}
.footer-disclaimer strong { color: rgba(255, 255, 255, .85); }
.footer-bottom {
    margin-top: 26px; padding-top: 22px;
    border-top: 1px solid rgba(255, 255, 255, .1);
    display: flex; justify-content: space-between; gap: 14px; flex-wrap: wrap;
    font-size: .84rem;
}
.footer-bottom p { margin: 0; }

/* ---------------------------------------------------------------- floaters */
.floatbar { position: fixed; right: 18px; bottom: 20px; z-index: 110; display: flex; flex-direction: column; gap: 10px; }
.floatbar__btn {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 11px 17px; border-radius: 999px;
    color: #fff; font-weight: 700; font-size: .88rem;
    box-shadow: var(--shadow);
    transition: transform .2s ease;
}
.floatbar__btn:hover { color: #fff; transform: translateY(-2px); }
.floatbar__btn svg { width: 18px; height: 18px; }
.floatbar__btn--wa { background: #25d366; }
.floatbar__btn--call { background: var(--red); }

.to-top {
    position: fixed; left: 18px; bottom: 20px; z-index: 110;
    width: 44px; height: 44px; border-radius: 50%;
    background: var(--ink); color: #fff; border: 0; cursor: pointer;
    display: grid; place-items: center;
    opacity: 0; visibility: hidden; transform: translateY(12px);
    transition: .25s; box-shadow: var(--shadow);
}
.to-top.is-visible { opacity: 1; visibility: visible; transform: translateY(0); }
.to-top svg { width: 20px; height: 20px; }

/* reveal on scroll */
.reveal { opacity: 0; transform: translateY(26px); transition: opacity .6s ease, transform .6s ease; }
.reveal.is-in { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { animation: none !important; transition-duration: .01ms !important; }
    .reveal { opacity: 1; transform: none; }
    html { scroll-behavior: auto; }
}

/* ---------------------------------------------------------------- responsive */
@media (max-width: 1080px) {
    .header-call { display: none; }
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
}

@media (max-width: 992px) {
    .navtoggle { display: flex; }
    .mainnav {
        position: fixed; top: 0; right: 0; bottom: 0;
        width: min(320px, 86vw);
        background: #fff;
        z-index: 140;
        padding: 26px 22px;
        overflow-y: auto;
        transform: translateX(105%);
        transition: transform .3s ease;
        box-shadow: -12px 0 40px rgba(15, 23, 42, .15);
    }
    .mainnav.is-open { transform: none; }
    .mainnav__close {
        display: block; position: absolute; top: 14px; right: 16px;
        width: 36px; height: 36px; border: 0; border-radius: 50%;
        background: var(--bg-soft); color: var(--ink);
        font-size: 1.5rem; line-height: 1; cursor: pointer;
    }
    .mainnav__list { flex-direction: column; align-items: stretch; gap: 2px; margin-top: 34px; }
    .mainnav__list > li > a { padding: 13px 12px; font-size: 1rem; justify-content: space-between; }
    .dropdown {
        position: static; opacity: 1; visibility: visible; transform: none;
        box-shadow: none; border: 0; border-left: 2px solid var(--line);
        border-radius: 0; margin: 2px 0 6px 14px; padding: 0 0 0 6px;
        display: none;
    }
    .has-dropdown.is-expanded > .dropdown { display: block; }
    .has-dropdown.is-expanded > a .caret { transform: rotate(180deg); }
    .mainnav__cta-mobile { display: block; margin-top: 18px; }
    .header-apply { display: none; }

    .hero__grid { grid-template-columns: 1fr; gap: 40px; }
    .trust-strip__inner { grid-template-columns: 1fr 1fr; }
    .trust-item:nth-child(2) { border-right: 0; }
    .trust-item:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
    .cols-4 { grid-template-columns: 1fr 1fr; }
    .cols-3 { grid-template-columns: 1fr 1fr; }
    .steps { grid-template-columns: 1fr 1fr; row-gap: 42px; }
    .split, .split--wide-left { grid-template-columns: 1fr; gap: 38px; }
    .calc { grid-template-columns: 1fr; }
    .contact-grid { grid-template-columns: 1fr; gap: 34px; }
}

@media (max-width: 640px) {
    body { font-size: 15.5px; }
    .topbar li.topbar__hide-sm { display: none; }
    .topbar__inner { justify-content: center; min-height: 38px; padding-block: 6px; }
    .site-header__inner { min-height: 70px; }
    .brand__logo, .brand__mark { width: 46px; height: 46px; }
    .brand__mark { font-size: 1.05rem; }
    .brand__text strong { font-size: 1.08rem; }
    .brand__text small { font-size: .62rem; letter-spacing: .08em; }
    .trust-strip__inner { grid-template-columns: 1fr; }
    .trust-item { border-right: 0; border-bottom: 1px solid var(--line); }
    .trust-item:last-child { border-bottom: 0; }
    .cols-2, .cols-3, .cols-4 { grid-template-columns: 1fr; }
    .steps { grid-template-columns: 1fr; row-gap: 40px; }
    .stat-grid { grid-template-columns: 1fr; gap: 18px; }
    .field-row { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; gap: 32px; }
    .calc__inputs, .calc__result, .quote-card { padding: 26px 22px; }
    .cta-band { flex-direction: column; align-items: flex-start; }
    .floatbar__btn span { display: none; }
    .floatbar__btn { padding: 13px; }
    .footer-bottom { flex-direction: column; gap: 6px; }
    .hero__cta .btn { width: 100%; }
}